Cost & transparency
A number you can take to the kitchen table.
The estimator gives a band, not a bill. Your written package will name the hospital, the implant or drug class, the room, and the exclusions. If a website only says “from,” it is not finished.
Comparison
UK private cost, NHS waiting, India package.
NHS waits are published system ranges. They are not your personal wait. UK private figures are typical self-pay bands, not a named-hospital quote.
| Procedure | UK private | Typical NHS wait | India package (indicative) |
|---|---|---|---|
| Total hip replacement | £12,500–18,000 | 6–18 months | £4,200–6,800 |
| Total knee replacement | £11,000–16,500 | 6–18 months | £3,800–6,200 |
| CABG | £22,000–32,000 | 3–9 months | £6,400–9,800 |
| Angioplasty + stent | £8,000–14,000 | 6–16 weeks | £2,800–4,600 |
| IVF self cycle | £5,000–8,500 | Variable / often self-pay | £2,100–3,900 |
| Dental implant + crown | £2,200–3,200 | Usually private | £420–780 |
| Rhinoplasty | £6,000–8,500 | Not NHS (cosmetic) | £2,000–3,400 |
| Cataract + premium IOL | £3,200–4,800 | 4–12 months | £650–1,200 |
Inclusions
What “package” is allowed to mean.
- Pre-operative investigations listed in the protocol
- Surgeon, anaesthetist, theatre, standard consumables
- Named implant, stent, lens, or “to be confirmed after sizing”
- Ward nights and a stated ICU cap
- Routine medicines in hospital
- One companion bed or adjacent room (comprehensive+)
- Airport–hospital–airport transfers
- Obeocure coordination and records pack
Exclusions
What you should still budget for.
- International flights and travel insurance
- Medical visa fees
- Complications beyond the stated cap — we show the cap
- Upgraded implants, extra stents, unexpected ICU
- Hotel nights before admission if you arrive early
- Personal expenses, extra companions, tourism
- Long-term medicines after discharge
- Obeocure does not mark up the hospital bill silently. Our coordination fee is a line item.
Payment & financing
How money moves, and when.
A small coordination retainer is payable to Obeocure when you ask us to obtain formal opinions. Hospital packages are paid to the hospital, in stages: a booking deposit, a pre-admission balance, and a discharge reconciliation.
We can introduce regulated third-party medical travel finance in the UK. We are not a lender. We will not present credit as if it were part of the clinical recommendation.
From band to quote